Stop Overpaying for Electricity in Texas
Why Is My Electric Bill So High?
Discover hidden fees, TDU charges, and bill credit tricks. Our free calculator shows real costs for Houston, Dallas, Austin, and all Texas cities in deregulated areas.
Quick Texas Electricity Rate Calculator
Detailed 12-Month Energy Cost Calculator
💡 How to Find Your 12-Month Usage Data
Get accurate usage data from Smart Meter Texas:
- Visit SmartMeterTexas.com and create an account (you'll need your ESID and Meter Number from your electric bill)
- Once logged in, go to "Reports" section
- Change "Report Type" to "Monthly Billing"
- Click "Submit" to view your monthly usage
- Enter each month's kWh data in the fields below for the most accurate plan comparison
💡 Tip: Using actual 12-month data gives you a much more accurate cost comparison than estimating!
How to Lower Your Electricity Bill in Texas
Understanding TDU Delivery Charges
TDU (Transmission and Distribution Utility) fees are often the hidden culprit behind high electricity bills. Companies like Oncor, CenterPoint Energy, AEP Texas, and TNMP add delivery charges that can cost $40-60 per month on top of your provider's rates.
Our calculator automatically includes these TDU fees so you see the real total cost, not just the misleading advertised rate.
Avoiding Bill Credit Gimmicks
Many electricity providers advertise low rates with bill credits that only apply if you use exactly 1000 or 2000 kWh. Use more or less, and you lose the credit entirely - sometimes costing you hundreds more per year.
RateWrangler calculates whether you'll actually receive these credits based on YOUR usage pattern, exposing these marketing tricks.
Time-of-Use Plans: Worth It?
Time-of-Use (TOU) electricity plans charge different rates for day vs. night usage. These can save you money if you can shift usage to nighttime hours (typically 9pm-6am), but they're not right for everyone.
Our calculator factors in typical usage patterns (80% day, 20% night) to show accurate TOU plan costs.
When to Switch Providers
The best time to compare electricity rates is 30-45 days before your contract expires. Texas electricity prices fluctuate with market conditions, and your current provider may roll you into a much higher month-to-month rate.
Switching is free, takes 5-10 minutes, and your power stays on during the transition. Most Texans save $200-500 per year by switching to a better plan.
Lowest Cost Texas Electricity Plans
Based on actual total cost at 1,000 kWh usage including all fees and credits
*Not including tax and other fees
Discount Power
Bill Credit Bundle 18
Oncor Electric Delivery
$109.11
per month @ 1,000 kWh
Provider rate: 17.39¢/kWh
Gexa Energy, LP
Gexa Simply Low 24 Plan
Oncor Electric Delivery
$114.16
per month @ 1,000 kWh
Provider rate: 15.39¢/kWh
Gexa Energy, LP
Gexa Simply Low 12 Plan
Oncor Electric Delivery
$115.16
per month @ 1,000 kWh
Provider rate: 15.49¢/kWh
Frequently Asked Questions
Use RateWrangler to compare electricity rates with accurate calculations that include provider charges, TDU delivery fees, base charges, and bill credits. Enter your actual kWh usage to see real monthly costs, not misleading advertised rates. Our calculator uses official Electricity Facts Label (EFL) data to show you the true total cost for YOUR specific usage pattern.
Many electricity providers advertise low rates that only apply at specific usage levels (usually 1000 or 2000 kWh). If you use more or less than that, your actual rate can be much higher. RateWrangler calculates the exact cost based on your real usage, so you can make an informed decision.
TDU (Transmission and Distribution Utility) fees are delivery charges added to your electricity bill by companies like Oncor, CenterPoint Energy, AEP Texas, and TNMP. These fees cover the cost of maintaining the power lines, poles, and infrastructure that deliver electricity to your home.
TDU charges typically include a monthly fixed fee ($4-7) and a per-kWh charge ($0.04-0.06/kWh). These fees are the same across all electricity providers in your service area and are set by the Public Utility Commission of Texas. RateWrangler automatically includes these fees in all cost calculations for accurate comparisons, so you never have to worry about hidden delivery charges.
Bill credits can save you money if your usage qualifies, but they're often used as a marketing tactic to make rates appear lower than they really are. Many plans offer credits only if you use electricity within a narrow range (e.g., 1000-2000 kWh). Use too little or too much, and you lose the credit entirely.
RateWrangler automatically calculates whether you'll receive credits based on your kWh usage and shows the actual cost after credits are applied. This helps you see past the marketing gimmicks and compare plans based on what you'll really pay. In many cases, a plan without bill credits but with a lower base rate may actually save you more money.
You should compare electricity rates at least once a year, or whenever your contract is about to expire. Texas electricity rates can fluctuate significantly based on market conditions, natural gas prices, and seasonal demand. Your current provider may automatically roll you into a month-to-month plan at a much higher rate when your contract ends.
Set a reminder 30-45 days before your contract expires to start comparing rates. This gives you enough time to research options, read the EFL carefully, and switch providers without incurring early termination fees. Many Texans save $200-500 per year by switching to a better plan.
RateWrangler covers all deregulated electricity markets in Texas, including major cities like Houston, Dallas, Fort Worth, Austin, San Antonio, Arlington, Plano, Irving, Garland, Frisco, McKinney, and many more. If you live in an area served by Oncor, CenterPoint Energy, AEP Texas, or TNMP, you can use our calculator to compare electricity plans.
Unfortunately, some parts of Texas (like Austin Energy, CPS Energy in San Antonio, and El Paso Electric service areas) are not deregulated and don't have a choice of electricity providers. Enter your zip code to see if your area is eligible for electricity choice and to find the best rates available in your location.
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